Pradhan Mantri Awas Yojana July 2017 - Download PMAY Application Form, Loan, Process & turorial | प्रधानमंत्री आवास योजना

Pradhan Mantri Awas Yojana | प्रधानमंत्री आवास योजना July 2017 - BANKSHARERATES ™ providing you the all information about Pradhan Mantri A...

Pradhan Mantri Awas Yojana | प्रधानमंत्री आवास योजना July 2017 - BANKSHARERATES providing you the all information about Pradhan Mantri Awas Yojana (PMAY) Housing for all 2022 Scheme ✓ Application Form ✓ Interest Rate Loan ✓ Loan Procedure ✓ Eligibility ✓ Flat Price ✓ EMI Calculator ✓ Annual Income Required for EWS/LIG ✓ Loan Procedure ✓ Subsidy Scheme ✓ Number of Flats under PMAY ✓ Important Dates ✓ Beneficiaries Details ✓ Flat Locations ✓ Features ✓ Application Procedure & More.

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BASIC INFORMATION :
Launced by Central Government
Name Pradhan Mantri Awas Yojana or Housing for all 2022 Scheme
Implemented by 2015 - 2022 (June 17, 2015 - March 31, 2022)
Duration 7 Years
Eligible EWS/LIG (Economically Weaker Section/ Lower Income Group)
Annual Income Requirement for EWS ₹3,00,000.00
Annual Income Requirement for LIG ₹300000 to up to ₹6,00,000.00
Credit-Linked Subsidy for EWS/LIG YES
Official Website http://mhupa.gov.in
ABBREVIATIONS
A&OE Administrative and Other Expenses
AHP Affordable Housing in Partnership
AIP Annual Implementation Plan
BMTPC Building Materials & Technology Promotion Council
CDP City Development Plan
CLS Credit linked subsidy
CNA Central Nodal Agencies
CPHEEO Central Public Health and Environmental Engineering Organisation
CSMC Central Sanctioning and Monitoring Committee
DIPP Department of Industrial Policy and Promotion
DPR Detailed Project Report
EMI Equated Monthly Instalment
EWS Economically Weaker Section
FAR Floor Area Ratio
FSI Floor Space Index
HFA Housing for All
HFAPoA Housing for All Plan of Action
HUDCO Housing and Urban Development Corporation
IEC Information Education & Communication
IFD Integrated Finance Division
IIT Indian Institute of Technology
IS Indian Standard
LIG Low Income Group
MD Mission Directorate
MoA Memorandum of Agreement
MoHUPA Ministry of Housing and Urban Poverty Alleviation
MoU Memorandum of Understanding
NA Non Agricultural (NA)
NBC National Building Code
NHB National Housing Bank
NOC No Objection Certificate
NPV Net Present Value
PLI Primary Lending Institution
RWA Residents’ Welfare Association
SECC Socio Economic and Caste Census
SFCPoA Slum Free City Plan of Action
SLAC State Level Appraisal Committee
SLNA State level Nodal Agencies
SLSMC State Level Sanctioning and Monitoring Committee
TDR Transfer of Development Rights
TPQMA Third Party Quality Monitoring Agency
ULB Urban Local Body
UT Union Territory

ELIGIBILITY FOR THE PMAY SCHEME

◆  Indian citizens who are women may apply.

◆  No other demographic will be considered as long as they are women.

◆  People who belong to the low income group i.e. LIG and economically weaker sections also known as EWG in the society, may also apply.

◆  EWS households with an annual income up to Rs. 3 Lakh, LIG households with an annual income between Rs. 3 Lakh to Rs. 6 Lakh

◆  Scheduled tribes and castes will also be eligible.

◆  Senior citizens and differently abled will be given special priorities for ground floor housing.

Economically Weaker Section (EWS) :

EWS households are defined as households having an annual income up to Rs.3,00,000 (Rupees Three Lakhs). States/UTs shall have the flexibility to redefine the annual income criteria as per local conditions in consultation with the Centre.

PMAY “Floor Area Ratio” (FAR)/FSI :

The quotient obtained by dividing the total covered area (plinth area) on all the floors by the area of the plot:
If States/Cities have some variations in this definition, State/City definitions will be accepted under the mission

Low Income Group (LIG) :

LIG households are defined as households having an annual income between Rs.3,00,001 (Rupees Three Lakhs One) up to Rs.6,00,000 (Rupees Six Lakhs). States/UTs shall have the flexibility to redefine the annual income criteria as per local conditions in consultation with the Centre.

Primary Lending Institutions (PLI) :

Scheduled Commercial Banks, Housing Finance Companies, Regional Rural Banks (RRBs), State Cooperative Banks, Urban Cooperative Banks or any other institutions as may be identified by the Ministry

State Land Nodal Agencies (SLNAs) :

Nodal Agency designated by the State Governments for implementing the Mission

Transfer of Development Rights (TDR) :

TDR means making available certain amount of additional built up area in lieu of the area relinquished or surrendered by the owner of the land, so that he can use extra built up area himself in some other land.
PURPOSE OF THE MISSION
Affordable Project Housing projects where 35% of the houses are constructed for EWS category
Central Nodal Agencies Nodal Agencies identified by Ministry for the purposes of implementation of Credit linked subsidy component of the mission
Carpet Area Area enclosed within the walls, actual area to lay the carpet. This area does not include the thickness of the inner walls
Implementing Agencies Implementing agencies are the agencies such as Urban Local Bodies, Development Authorities, Housing Boards etc. which are selected by State Government/ SLSMC for implementing Housing for All Mission.
Slum A compact area of at least 300 population or about 60-70 households of poorly built congested tenements, in unhygienic environment usually with inadequate infrastructure and lacking in proper sanitary and drinking water facilities

STEPS TO APPLY FOR PMAY SCHEME

◆  First open your browser and go to the official website i.e, www.mhupa.gov.in

◆  Now you will see the link named " SCHEMES/MISSIONS " on the web page.

◆  Now find and click on the " Pradhan Mantri Awas Yojana " given on the web page.

◆  Find " Application form for Housing for All 2022 " and  click on to the download button.

◆  Fill all your details in the Application Form and submit your form to the  concern department.

Under this scheme the EMI to be paid on the loans taken for this scheme will be reduced to significant amount. Rates are currently available in the Housing Loan at the interested rates of 10.50%. Depend on the calculation, the EMI on the loan amount of ₹6 lakh for 15 year time would comes out to be Rupees 6,632.39/- As per the PM Awas Scheme, due to 6.50 subsidy the new EMI will be ₹4050. So there is a benefit of ₹2000 in the EMI itself.

Component 1 :– Central Grant would be provided to the beneficiary of ₹1 Lakh(Average)

Component 2 :– Via credit linked subsidy scheme 6.50 % of subsidy  will be provided to EWS & LIG .

Component 3 :– ₹1.50 lakh of Central Assistance will be provided to each beneficiary for promoting housing stock for urban poor, provided 35 percent of dwelling units of the projects proposed are earmarked for EWS category.

Component 4 :– ₹1.50 lakh of Central Assistance  will be provided to eligible urban poor, who can build new house or undertake improvements of existing houses.

EMI CALCULATOR - PRADHAN MANTRI AWAS YOJANA LOAN




Pradhan Mantri Awas Yojana Phase 1: The Phase 1 of PM Awas Yojana would span from April 2015 to March 2017 and a total of 100 cities would see the developmental work started and completed during this phase.

Pradhan Mantri Awas Yojana Phase 2: The Phase 2 of Pradhan Mantri Awas Yojana would span from April 2017 to March 2019 and during this phase, a total of 200 more cities would be covered and developed.

Pradhan Mantri Awas Yojana Phase 3: The Phase 3 of PMAY would span from April 2019 to March 2022 and during this phase the left over cities would be covered and developed.

The Beneficiaries of Pradhan Mantri Awas Yojana (PMAY)

Pradhan Mantri Awas Yojana would target specific groups from the society, which are:

Women, irrespective of caste and religion

Economically Weaker Section of Society (EWS)

Scheduled Tribes (ST)

Scheduled Casts (SC)
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PMAY Home Loan Subsidy Scheme
 

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SELECTED CITIES FOR PRADHAN MANTRI AWAS YOJANA

State Cities
Haryana Faridabad
Gurgaon
Hisar
Karnal
Panipat
Rohtak
Sirsa
Sonipat
Yamunanagar
West Bengal Alipurduar
Arambag
Asansol
Ashokenagar Kalyangarh
Baduria
Baidyabati
Balurghat
Bankura
Bansberia
Baranagar
Barasat
Barddhaman
Barrackpore
Baruipur
Basirhat
Beldanga
Berhampore
Bhadreswar
Bhatpara
Bidhannagar
Birnagar
Bishnupur
Bolpur
Bongaon
Budge Budge
Chakdaha
Champdani
Chandannagar
Chandrakona
Contai
Cooper’s Camp
Dainhat
Dalkhola
Dankuni
Darjeeling
Dhulian
Dhupguri
Diamond Harbour
Dinhata
Dubrajpur
Dum Dum
Durgapur
Egra
English Bazar
Gangarampur
Garulia
Gayespur
Ghatal
Gobardanga
Guskara
Habra
Halida
Haldibari
Halisahar
Howrah
Hugli-Chinsurah
Islampur
Jalpaiguri
Jangipur
JaynagarMazilpur
Jhalda
Jhargram
Jaiganj-Azimganj
Kaliaganj
Kalimpong
Kalna
Kalyani
Kamarhati
Kanchrapara
Kandi
Katwa
Kharagpur
Kharar
Khardah
Kooch Bihar
Kolkata
Konnagar
Krishnanagar
Kshirpai
Kurseong
Madhyamgram
Maheshtala
Mal
Mathabhanga
Medinipur
Mekliganj
Memari
Mirik
Murshidabad
Nabadweep
Naihati
Nalhati
New Barrackpore
North Barrackpore
North DumDum
Old Malda
Panihati
Panskura
Pujali
Puruliya
Raghunathpur
Raiganj
RajpurSonarpur
Ramjibanpur
Rampurhat
Ranaghat
Rishra
Sainthia
Santipur
Serampur
Siliguri
Sonamukhi
Suri
South DumDum
Suri
Taherpur
Taki
Tamluk
Tarakeswar
Titagarh
Tufanganj
Uluberia
UttarparaKotrung
Madhya Pradesh Agar
Alirajpur
Anuppur
Ashoknagar
Ashta
Balaghat
Barwani
Berasia
Betul
Bhind
Bhopal
Bina-Etawa
Budni
Burhanpur
Chandla
Chhatarpur
Chhindwara
Dabra
Damoh
Datia
Dewas
Dhar
Dindori
GanjBasauda
Guna
Gwalior
Harda
Hoshangabad
Indore
Itarsi
Jabalpur
Jhabua
Khajuraho
Khandwa
Khargone
Khurai
Maihar
Manawar
Mandla
Mandsaur
Morena
Murwara (Katni)
Nagda
Narsimhapur
Nasrullaganj
Neemuch
Panna
Patharia
Pithampur
Raisen
Rajgarh
Rampur Baghelan
Ratlam
Rehti
Rewa
Sagar
Sarni
Satna
Sehore
Sendhwa
Seoni
Shahdol
Shahganj
Shajapur
Sheopur
Shivpuri
Sidhi
Sihora
Singrauli
Sonkatch
Tikamgarh
Ujjain
Umaria
Vidisha
Andhra Pradesh Adoni
Amaravati Capital City
Anantapur
Bhimavaram
Chilakaluripet
Chirala
Chittoor
Dharmavaram
Eluru
Gudivada
Gudur
Guntakal
Guntur
GVMC
Hindupur
Kadapa
Kadiri
Kakinada
Kavali
Kurnool
Machilipatnam
Madanapalle
Mangalagiri
Nandyal
Narasaraopet
Nellore
Ongole
Palacole
Proddatur
Rajahmundry
Rayachoti
Srikakulam
Srikalahasti
Tadepalligudem
Tadpatri
Tenali
Tirupati
Vijayawada
Vizianagaram
Yemmiganur
Gujarat Ahmedabad
Amreli
Anand
Anklesvar
Bharuch
Bhavnagar
Bhuj
Deesa
Gandhidham
Gandhinagar
Himatnagar
Jetpur
Kadi
Kalol
Mahesana
Morbi
Navsari
Palanpur
Patan
Rajkot
Savarkundla
Sidhpur
Surat
Una
Unjha
Vadodara
Vallabh Vidyanagar
Valsad
Vapi
Visnagar
Himachal Pradesh Baddi
Bilaspur
Chamba
Dharmsala
Hamirpur
Kullu
Mandi
Nahan
Nalagarh
Parwanoo
Shimla
Solan
Una
Jammu & Kashmir Anantnag
Badgam
Baramula
Bashohli
Bhaderwah
Bijbehara
Doda
Ganderbal
Handwara
Jammu
Kargil
Kathua
Kishtwar
Kupwara
LehLadakh
Pulwama
Punch
R.S. Pora
Rajauri
Ramban
Samba
Shupiyan
Sopore
Srinagar
Udhampur
Rajasthan Ajmer
Alwar
Balotra
Banswara
Baran
Beawar
Bharatpur
Bhilwara
Bhiwadi
Bikaner
Bundi
Chaksu
Chittaurgarh
Churu
Dhaulpur
Falna
Ganganagar
Gangapur City
Hanumangarh
Hindaun
Jaipur
Jhalawar
Jhunjhunun
Jodhpur
Kishangarh
Kota
Makrana
Nagaur
Nathdwara
Pali
Pratapgarh
Pushkar
Rajsamand
Sardarshahar
SawaiMadhopur
Sikar
Sujangarh
Tonk
Udaipur
Vijainagar
Chhattisgarh Ahiwara
Ambikapur
Bade Bacheli
Bagbahara
Baikunthpur
Balod
Baloda Bazar
Bhatapara
BhilaiCharoda
Bhilai Nagar
Bijapur
Bilaspur
Birgaon
Champa
Chirmiri
Dantewada
Dhamtari
Durg
GobraNawapara
Jagdalpur
JashpurNagar
Kanker
Kawardha
Kondagaon
Korba
Mahasamund
Mana-Camp
Manendragarh
Mungeli
Naila-Janjgir
Narayanpur
Pendra
Raigarh
Raipur
Rajnandgaon
Sukma
Jharkhand Bokaro Steel City
Chas
Chirkunda
Deogarh
Dhanbad
Dumka
Giridih
Gumla
Hazaribag
Jamshedpur
Lorahdaga
Medininagar
Phusro
Ramgarh Cantonment
Ranchi
Kerala Alappuzha
Kalpetta
Kannur
Kasaragod
Kochi
Kollam
Kottayam
Kozhikode
Malappuram
Palakkad
Pathanamthitta
Thiruvananthpuram
Thodupuzha
Thrissur
Nagaland Changtongya
Chumukedima
Dimapur
Jalukie
Kiphire
Kohima
Longleng
Medziphema
Mokokchung
Mon
Naginimora
Peren
Pfutsero
Phek
Tseminyu
Tuensang
Tuli
Wokha
Zunheboto
Odisha Anandpur
Athagad
Balangir
Baleshwar
Banapur
Banki
Bargarh
Baripada
Bhadrak
Bhawanipatna
Bhubaneswar
Biramitrapur
Brahmapur
Brajarajnagar
Byasanagar
Choudwar
Cuttack
Debagarh
Dhenkanal
Jagatsinghapur
Jajapur
Jeypur
Jharsuguda
Kantabanji
Khariar
Khordha
Kochinda
Konark
Koraput
Malkangiri
Nayagarh
Paradip
Puri
Rairangpur
Rajagangapur
Raurkela
Rayagada
Sambalpur
Sundargarh
Talcher
Titlagarh
Umarkote
Manipur Andro
Bishnupur
Heirok
Imphal
Jiribam
Kakching
KakchingKhunou
Kumbi
Kwakta
Lamlai
Lamsang
Lilong (Imphal West)
Lilong (Thoubal)
Mayang Imphal
Moirang
Moreh
Nambol
Ningthoukhong
Oinam
Samurou NP
Sekmai Bazar
SikhongSekmai
Sugnu
Thongkhong Laxmi Bazar
Thoubal
Wangjing
Wangoi
Yairipok
Telengana Achampet
Adilabad
Armur
Bhongir
Bodhan
Gajwel
GHMC
Jangaon
Karimnagar
Khammam
Mahabubabad
Mahbubnagar
Medak
Metpalle
Miryalaguda
Nagarkurnool
Nalgonda
Nirmal
Nizamabad
Palwancha
Sangareddy
Siddipet
Sircilla
Suryapet
Vicarabad
Wanaparthy
Warangal
Zahirabad

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Bank Share Rates: Pradhan Mantri Awas Yojana July 2017 - Download PMAY Application Form, Loan, Process & turorial | प्रधानमंत्री आवास योजना
Pradhan Mantri Awas Yojana July 2017 - Download PMAY Application Form, Loan, Process & turorial | प्रधानमंत्री आवास योजना
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Bank Share Rates
http://www.banksharerates.com/2017/01/pradhan-mantri-awas-yojana-application-form-loan-process-tutorial.html
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